"A banker told me 2 years ago that there had been an intellectual breakthrough in understanding for the banks that changed the whole way they did business. He looked at me and his eyes widened — this was in England — and he said “We found that the poor are honest!” and then he laughed uproariously as if “how dumb can you be?”.
The belief is that the poorer you are the more you believe as a matter of honor that you have to pay the debt that you owe.
It’s the opposite of Donald Trump. Who essentially whenever he can’t pay he goes to the bank and says “Boy are you in trouble. I can’t pay the loan. Let’s renegotiate it, I’ll give you 50 cents on the dollar”. And he was able to do that for instance for his Atlantic City properties."
Michael Hudson, Historiador de Economia.
Por isso os bancos deixaram de se preocupar com a capacidade de endividamento das pessoas. Elas irão até às ultimas, comendo arroz e feijão a vida toda para pagar uma divida que está muito acima das suas capacidades.
Estamos sempre a reinventar a escravidão.